It’s easier than ever to get the most from your clothing budget. Many large department stores hold sales regularly, and fashion discount outlets have sprung up all over the country. Thrift shops or consignment shops are another popular option. But remember, while there are some great bargains to be had, it’s a mistake to buy anything you don’t really need just because it’s marked down.

• A garment is a bargain if it’s a timeless classic, like a great shirt or sweater.

• A garment isn’t a bargain if it doesn’t really fit, or if it’s so fashion-forward that you can’t imagine where or when you would wear it.

• A garment isn’t a bargain if it requires special care. Expensive upkeep can add to the cost of clothes. Look at the fabric content and care label to tell you if the item can be washed. If the label says "dry clean" instead of "dry clean only" you may have the option to care for it at home in a mild detergent like WOOLITE® Fabric Wash.